Disclaimer


Website: https://clivzo.com

This Disclaimer governs your use of the website Clivzo (hereinafter referred to as “we”, “us”, or “our”). By accessing or using Clivzo.com, you agree to all parts of this Disclaimer. If you do not agree, please do not use the website.

1. General Information Only – Not Financial Advice

All content on this website is provided for informational and educational purposes only. While we strive to present accurate and timely financial insights, none of the content constitutes:

  • Financial advice
  • Investment advice
  • Legal advice
  • Tax advice
  • Accounting advice
  • Professional consultation of any kind

You acknowledge that any reliance on content found on Clivzo is done at your own risk. We strongly recommend that you seek independent advice from licensed financial or legal professionals before making any financial decisions.

2. No Client Relationship

Your use of this website does not create a professional-client or advisor-client relationship between you and Clivzo, its owners, writers, editors, or affiliates. Merely consuming content, downloading resources, or interacting with tools on the site does not establish such a relationship.

3. Affiliate & Advertising Disclosure

Clivzo participates in monetization programs, including but not limited to:

  • Google (display advertising)
  • Affiliate programs (links to third-party financial tools, courses, services, etc.)

This means that we may receive a commission or advertising revenue if you click on certain links or purchase products through affiliate referrals.

This does not influence the content we publish or our editorial integrity. All affiliate relationships are clearly disclosed, and we only promote products or services that we believe to be useful to our readers.

4. No Guarantees

We make no guarantees regarding:

  • Financial outcomes or investment performance
  • Accuracy or completeness of the information provided
  • Earnings, savings, or results from applying advice or strategies mentioned

Every financial decision carries inherent risk. Past performance is not indicative of future results.

5. User Responsibility

You acknowledge and agree that it is your sole responsibility to evaluate:

  • The accuracy, usefulness, or completeness of any information provided
  • Any actions or investments you make based on the content
  • The risks associated with those actions

You are fully responsible for your decisions. We are not liable for any loss, damage, or inconvenience resulting from your use of the site or reliance on its content.

6. Third-Party Links

Clivzo may contain links to third-party websites. These are provided for convenience and do not imply endorsement, control, or responsibility for their content, services, or policies.

We are not liable for any loss or damage arising from your use of third-party websites. Please review their individual privacy policies, terms of use, and disclaimers before engaging with them.

7. Sponsored Content & Guest Posts

From time to time, Clivzo may feature sponsored content or guest posts submitted by third parties. These posts reflect the opinions of the respective authors and do not necessarily represent our views. We are not responsible for the accuracy or legality of guest content.

8. Limitation of Liability

To the fullest extent permitted by law, Clivzo and its team disclaim all liability for any direct, indirect, incidental, special, consequential, or punitive damages that may result from:

  • The use or inability to use this website
  • Errors or omissions in the content
  • Delays or interruptions in access
  • Malware or harmful components transmitted via the website
  • Third-party conduct

9. No Warranties

This website is provided “as is” and “as available” without warranties of any kind, either express or implied. We make no warranties that:

  • The website will meet your requirements
  • The website will be available uninterrupted or error-free
  • The information will be accurate, reliable, or complete

10. Changes to This Disclaimer

We reserve the right to modify, update, or replace any part of this Disclaimer at our sole discretion, at any time. It is your responsibility to check this page periodically for changes. Your continued use of the site constitutes acceptance of any updates.

11. Contact

For questions related to this Disclaimer, please refer to our Terms and Conditions for official contact procedures.